Residential · Financing, credits and rebates
Financing, tax credits and utility rebates for a new heating or cooling system
Third-party financing you can apply for online, utility rebates through your local power provider, and energy-efficiency tax credits. Questions go to the office.
Chapter 01
What stalls a replacement
Most replacements do not start with a plan. They start with a dead furnace in a cold snap or an air conditioner that quits in the middle of a hot week, and the cost of doing the whole job at once becomes the thing that stops everything. Households wait, patch, and then choose under pressure. The quieter problem is the paperwork: utility rebates depend on how the equipment is registered, and that step is easy to miss when the crew is racing to get the heat back on.
Jacobs and Rhodes tries to move the money conversation earlier. The free online replacement quote is three quick steps: answer a few questions, get an instant quote with three replacement options, then schedule the in-home visit. Nothing in that sequence is a sales call, and the company says so plainly, because no hard sell happens in any of its discussions. You see the options, and the way to pay for them, before a crew is booked.

Big Red, the vintage Ford pickup, loaded with Lennox furnace boxes beside a Feel the Love Lennox sign
How the financing applications work
Financing is third-party, through Daikin, Lennox and Tri-CU Credit Union applications. Those applications use a soft credit pull and can approve you in seconds, which is why a Get Pre-Approved option sits alongside the quote request. Which lender fits depends on the system you choose and how you like to borrow. The terms belong to the lender and appear on the lender's own application, not on this page.
Pre-approval changes the shape of the proposal. When the Comfort Engineer process reaches the cost estimate, it helps to know what range of system you are comfortable choosing between, and it can be the difference between repairing a tired system one more winter and replacing it on your own schedule. Financing questions go to the office at (509) 783-3121, and that is the number to use for anything about applications.
Chapter 03
Rebates, credits and why registration matters
Utility rebates run through City of Richland, Benton REA and Benton PUD. Which one is relevant to you depends on who supplies the power to your house, and each utility runs its own program on its own rules. Jacobs and Rhodes registers installed products to maximise rebates, so the paperwork is handled as part of the job instead of left to you the week after the install. The energy-efficiency assessment in the Comfort Engineer process is where efficient options get identified in the first place.
Energy-efficiency tax credits are a separate track, and they are subject to change. That is why this page names no amounts, no dates and no eligibility rules: whatever it said would be out of date the next time the rules moved. Ask the office what is current, and take the question to your tax professional too. The truck in the photo is Big Red, the vintage pickup that hauls Lennox furnace boxes and rolls in the Christmas Parade.
Licensed, Bonded & Insured · ELECTRICAL/HVAC ROC#JACOBRI860DP · Financing questions: office (509) 783-3121
Financing and rebate questions
Living with an older R-410A system? Read about refrigerant transition or see how a replacement is planned on the installations page.